diff --git a/ifn-keyvalue.yml b/ifn-keyvalue.yml
new file mode 100644
index 0000000..e9478b9
--- /dev/null
+++ b/ifn-keyvalue.yml
@@ -0,0 +1,53 @@
+spring:
+  application:
+    name: ifn-keyvalue 
+  servlet:
+    multipart:
+      max-file-size: 10MB
+      max-request-size: 10MB
+  jpa:
+    hibernate:
+      ddl-auto: none
+  kafka:
+    consumer:
+      group-id: ${spring.application.name}
+      auto-offset-reset: latest
+      enable-auto-commit: false
+    producer:
+      key-serializer: org.apache.kafka.common.serialization.StringSerializer
+      value-serializer: de.infinnit.commons.business.kafka.IfnJsonSerializer
+    listener:
+      ack-mode: MANUAL
+    properties:
+      isolation:
+        level: read_committed
+  datasource:
+    driverClassName: org.h2.Driver
+    # server mode
+    url: jdbc:h2:tcp://localhost:1521/ifn_kv;COMPRESS=TRUE;JMX=TRUE
+    username: sa
+    password:
+  main:
+    allow-bean-definition-overriding: true
+  liquibase:
+    enabled: true
+    change-log: classpath:/liquibase/master_test.xml
+
+server:
+  max-http-header-size: 16000
+  error:
+    path: /mvc-error
+
+management:
+  server:
+    servlet:
+      context-path: /actuator
+
+nitsha:
+  i18n:
+    languages: sk,en
+    base-packages: de.infinnit
+    generate-json: true
+    
+    upload-authorities:
+      - upload_translation
diff --git a/ifn-loan-accounting-loan.yml b/ifn-loan-accounting-loan.yml
new file mode 100644
index 0000000..7b5ea35
--- /dev/null
+++ b/ifn-loan-accounting-loan.yml
@@ -0,0 +1,78 @@
+spring:
+  jpa:
+    hibernate:
+      ddl-auto: none
+      use-new-id-generator-mappings: false
+    show-sql: false
+    properties:
+      org:
+        hibernate:
+          envers:
+            store_data_at_delete: true
+  datasource:
+    driverClassName: org.h2.Driver
+    # server mode
+    url: jdbc:h2:tcp://localhost:1521/ifn_la;COMPRESS=TRUE;JMX=TRUE
+    username: sa
+    password:
+  main:
+    allow-bean-definition-overriding: true
+  liquibase:
+    enabled: true
+    change-log: classpath:/liquibase/loan/master_test.xml
+
+  kafka:
+    consumer:
+      group-id: ${spring.application.name}
+      auto-offset-reset: latest
+      enable-auto-commit: false
+    producer:
+      key-serializer: org.apache.kafka.common.serialization.StringSerializer
+      value-serializer: de.infinnit.commons.business.kafka.IfnJsonSerializer
+    listener:
+      ack-mode: MANUAL
+    properties:
+      isolation:
+        level: read_committed
+
+server:
+  max-http-header-size: 16000
+  error:
+    path: /mvc-error
+  use-forward-headers: true
+
+management:
+  server:
+    servlet:
+      context-path: /actuator
+
+feign:
+  client:
+    config:
+      default:
+        connectTimeout: 60000
+        readTimeout: 60000
+        error-decoder: de.infinnit.commons.business.error.payments.PaymentsErrorDecoder
+
+infinnit:
+  loan:
+    payment:
+      scheduler-fixed-delay:
+        incoming: 900000
+        outgoing: 900000
+    eom:
+      scheduler-fixed-delay: 3600000
+
+    disbursement:
+      scheduler-fixed-delay: 900000
+    rld:
+      scheduler-cron-expression: 0 30 0 16/1 * ?
+    simulation:
+      debug:
+        datasource:
+          url: "jdbc:h2:mem:ifn_"
+
+# Logging      
+logging:
+  level:
+    org.springframework.orm.jpa.transaction: INFO
\ No newline at end of file
diff --git a/ifn-loan-accounting-local.yml b/ifn-loan-accounting-local.yml
new file mode 100644
index 0000000..59c75dd
--- /dev/null
+++ b/ifn-loan-accounting-local.yml
@@ -0,0 +1,78 @@
+spring:
+  jpa:
+    hibernate:
+      ddl-auto: none
+      use-new-id-generator-mappings: false
+    show-sql: false
+    properties:
+      org:
+        hibernate:
+          envers:
+            store_data_at_delete: true
+  datasource:
+    driverClassName: org.h2.Driver
+    # server mode
+    url: jdbc:h2:tcp://localhost:1521/ifn_la;COMPRESS=TRUE;JMX=TRUE
+    username: sa
+    password:
+  main:
+    allow-bean-definition-overriding: true
+  liquibase:
+    enabled: true
+    change-log: classpath:/liquibase/loan/master.xml
+
+  kafka:
+    consumer:
+      group-id: ${spring.application.name}
+      auto-offset-reset: latest
+      enable-auto-commit: false
+    producer:
+      key-serializer: org.apache.kafka.common.serialization.StringSerializer
+      value-serializer: de.infinnit.commons.business.kafka.IfnJsonSerializer
+    listener:
+      ack-mode: MANUAL
+    properties:
+      isolation:
+        level: read_committed
+
+server:
+  max-http-header-size: 16000
+  error:
+    path: /mvc-error
+  use-forward-headers: true
+
+management:
+  server:
+    servlet:
+      context-path: /actuator
+
+feign:
+  client:
+    config:
+      default:
+        connectTimeout: 60000
+        readTimeout: 60000
+        error-decoder: de.infinnit.commons.business.error.payments.PaymentsErrorDecoder
+
+infinnit:
+  loan:
+    payment:
+      scheduler-fixed-delay:
+        incoming: 900000
+        outgoing: 900000
+    eom:
+      scheduler-fixed-delay: 3600000
+
+    disbursement:
+      scheduler-fixed-delay: 900000
+    rld:
+      scheduler-cron-expression: 0 30 0 16/1 * ?
+    simulation:
+      debug:
+        datasource:
+          url: "jdbc:h2:mem:ifn_"
+
+# Logging      
+logging:
+  level:
+    org.springframework.orm.jpa.transaction: INFO
\ No newline at end of file
diff --git a/ifn-loan-accounting.yml b/ifn-loan-accounting.yml
new file mode 100644
index 0000000..a8cff68
--- /dev/null
+++ b/ifn-loan-accounting.yml
@@ -0,0 +1,78 @@
+spring:
+  jpa:
+    hibernate:
+      ddl-auto: none
+      use-new-id-generator-mappings: false
+    show-sql: false
+    properties:
+      org:
+        hibernate:
+          envers:
+            store_data_at_delete: true
+  datasource:
+    driverClassName: org.h2.Driver
+    # server mode
+    url: jdbc:h2:tcp://localhost:1521/ifn_la;COMPRESS=TRUE;JMX=TRUE
+    username: sa
+    password:
+  main:
+    allow-bean-definition-overriding: true
+  liquibase:
+    enabled: true
+    change-log: classpath:/liquibase/master_test.xml
+
+  kafka:
+    consumer:
+      group-id: ${spring.application.name}
+      auto-offset-reset: latest
+      enable-auto-commit: false
+    producer:
+      key-serializer: org.apache.kafka.common.serialization.StringSerializer
+      value-serializer: de.infinnit.commons.business.kafka.IfnJsonSerializer
+    listener:
+      ack-mode: MANUAL
+    properties:
+      isolation:
+        level: read_committed
+
+server:
+  max-http-header-size: 16000
+  error:
+    path: /mvc-error
+  use-forward-headers: true
+
+management:
+  server:
+    servlet:
+      context-path: /actuator
+
+feign:
+  client:
+    config:
+      default:
+        connectTimeout: 60000
+        readTimeout: 60000
+        error-decoder: de.infinnit.commons.business.error.payments.PaymentsErrorDecoder
+
+infinnit:
+  loan:
+    payment:
+      scheduler-fixed-delay:
+        incoming: 900000
+        outgoing: 900000
+    eom:
+      scheduler-fixed-delay: 3600000
+
+    disbursement:
+      scheduler-fixed-delay: 900000
+    rld:
+      scheduler-cron-expression: 0 30 0 16/1 * ?
+    simulation:
+      debug:
+        datasource:
+          url: "jdbc:h2:mem:ifn_"
+
+# Logging      
+logging:
+  level:
+    org.springframework.orm.jpa.transaction: INFO
\ No newline at end of file
diff --git a/ifn-loan-arrears-reminder.yml b/ifn-loan-arrears-reminder.yml
new file mode 100644
index 0000000..0557dfb
--- /dev/null
+++ b/ifn-loan-arrears-reminder.yml
@@ -0,0 +1,61 @@
+spring:
+  application:
+    name: ifn-loan-arrears-reminder
+  jpa:
+    hibernate:
+      ddl-auto: none
+      use-new-id-generator-mappings: false
+    show-sql: false
+    properties:
+      org:
+        hibernate:
+          envers:
+            store_data_at_delete: true
+  kafka:
+    consumer:
+      group-id: ${spring.application.name}
+      auto-offset-reset: latest
+      enable-auto-commit: false
+    producer:
+      key-serializer: org.apache.kafka.common.serialization.StringSerializer
+      value-serializer: de.infinnit.commons.business.kafka.IfnJsonSerializer
+    listener:
+      ack-mode: MANUAL
+    properties:
+      isolation:
+        level: read_committed
+  datasource:
+    driverClassName: org.h2.Driver
+    # server mode
+    url: jdbc:h2:tcp://localhost:1521/ifn_lar;COMPRESS=TRUE;JMX=TRUE
+    username: sa
+    password:
+  main:
+    allow-bean-definition-overriding: true
+  liquibase:
+    enabled: true
+    change-log: classpath:/liquibase/master_test.xml
+
+server:
+  max-http-header-size: 16000
+  error:
+    path: /mvc-error
+
+management:
+  server:
+    servlet:
+      context-path: /actuator
+
+infinnit:
+  scheduler:
+    maxDelay: 10
+    maxAttempts: 1
+    lar:
+      surveillance-case-closure:
+        cron-expression: '0 * * * * *'
+      reminder:
+        cron-expression: '30 * * * * *'
+      request-for-payment:
+        cron-expression: '45 * * * * *'
+      maxDelay: 10
+      maxAttempts: 1
\ No newline at end of file